Aiming High

This blog is not about investment per se but more about the use of a particular type of investment in financial planning. I am referring to investment in AIM companies. AIM is the London Stock Exchange’s Alternative Investment Market. Launched in 1995 more than 3,000 companies have listed on AIM. These are mainly smaller companies and may be early stage, …

Nice One George

July 1st marked a significant change to the investment landscape with the launch of the NISA, the New Individual Savings Account, also referred to a super ISA. George Osborne*, the Chancellor of the Exchequer surprised us all in the recent budget with liberalisation on how pension benefits can be taken and the new rules on ISAs. At last a Chancellor …

Bonds v Equities – Away Win or Score Draw?

During an unprecedented four week holiday in Lanzarote, enjoying its unique volcanic landscape, tapas bars and restaurants, I largely forgot about work. I guess the plan worked. It was somewhat surreal therefore to return to the world of stockmarkets and investing. I had to remind myself of what asset allocation and an ISA are. Did I really give advice on …

High Yield – The Search for Income

In an economy of balance sheet deleveraging and low growth a key challenge for investors is the search for income. The impact of the financial crisis in 2008 has led to structural changes in the UK economy with very low interest rates having become the norm. By low interest rates we need to distinguish between those that apply to cash and those that …

Medlee of Comments

I am awaiting something inspiring to write about; nothing has fired my imagination in recent weeks. So in the meantime here are some random thoughts on investment issues.   Markets have been weighed recently by fears over Spain’s economy, after a poor government bond auction and rising bond yields. Spanish stocks also fell on Thursday whilst other markets rallied. Spain has …